Alternatively, Morgan Stanley will arrange to send you the prospectus if you request it by calling toll-free 1-800-233-1087, or you may request a copy from any other dealer participating in the offering. If any of the two stocks are between 60% and 100% of the initial level, you will receive your principal back. THE NOTES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND MAY NOT BE OFFERED OR SOLD IN THE UNITED STATES OR TO A U.S. Structured Products provide access and ability to capture potential enhanced returns and/or capital gains based on a market view of how an underlying financial instrument representing a traditional asset class is expected to perform. The Quint. Citibank UK Limited is a company limited by shares registered in England and Wales with registered address at Citigroup Centre, Canada Square, Canary Wharf, London E14 5LB, Companies House Registration No. We have implemented precautionary measures across our firm globally, including conducting all candidate interviews virtually on a temporary basis until further notice where needed. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Investment products are not insured by government or governmental agencies. Equity/Structured Notes. Week 21) . Payment of your original investment, interest or any other amounts due under or pursuant to the Notes are not protected by the Financial Services Compensation Scheme Limited (the "Scheme") in the UK or any other similar scheme that may operate in Jersey or Switzerland, in the event of the Issuer and the Guarantor being unable to meet any of their obligations under or pursuant to the Notes. Structured notes are securities issued by financial institutions (Citigroup, Morgan Stanley, Deutsche Bank, JP Morgan Chase, RBC, etc) whose returns are based on, among other things, equity indexes, a single equity security, a basket of securities. Such notes will be guaranteed by Citigroup effective as of the time of the substitution. Citi. White & Case LLP > The Legal 500 Rankings Corporate and commercial > Equity capital markets - mid-large cap Tier 1 The White & Case LLP ECM team 'continues to be at the forefr since banks sponsoring these structured investment vehicles were not sufficiently downgraded for granting liquidity backstops Rise in popularity of structure finance led to a flood of cheap . If you suffered losses investing in the investment, then Galvin Legal, . Those who want the chance to invest in high-risk securities, wouldn't usually consider direct investment into equities or commodities for example. Each individual income structured note pays a quarterly coupon, while providing downside protection. 2 (UK)" and "Information relating to the CGMFL Regional Structured Notes Base Prospectus No. The derivative element offers you the potential to achieve higher returns when compared with a standard deposit. The overall objective of this role is to ensure the structured note product infrastructure is evolved to meet the demands of business growth. You can take out a Structured Note in Euro, US Dollars, Sterling or other currencies with a minimum investment of EUR 100,000 (or currency equivalent). For the current Terms and Conditions, please visit our website www.citibank.ae. Structured Notes combine growth potential with investment protection to offer investors higher potential returns with minimal risks. Currency-linked Structured Notes: The returns of these Structured Notes on the movement of currencies, such as US Dollar, Canadian Dollar or Euro. Regional Structured Notes Base Prospectus No. (An indirect wholly owned subsidiary of Citigroup Global Markets Holdings Inc.) Notes to Consolidated Statement of Financial Condition June 30, 2022 (Unaudited) 3 (1) Organization and Summary of Significant Accounting Policies (a) Organization Citigroup Global Markets Inc. (together with its consolidated subsidiaries, "CGMI" or "the However, we have a few Structured Products every month that are sold on a private placement basis and these have lower entry levels of 50,000 in the denominated currency, i.e. Those who have at least EUR100,000 (or currency equivalent) to invest, which is the minimum you can invest in a Structured Note. Entrusted with handling Region's Critical Group Relationships and further business penetration by leveraging existing relationship and good service delivery. Citigold Private Client offers you a wide variety of structured products to access capital markets and enhance your portfolio performance. Offering a variety of fixed income products to investors around the world. It is important to read the terms and conditions to identify and understand the various parties involved and the different levels or types of credit risks exposures when investing in a Structured Product. Also sometimes referred to as, Structured Notes, this unique hybrid investment combines growth potential with investment protection to offer you greater returns with minimal risks. So if you want the investment portion to target a particular sector or you would prefer to not 100% protect your principal for the potential of higher returns, this can also be arranged. As part of a model portfolio Notes may have no established trading market or a trading market that is not very liquid. Regional Structured Notes Base Prospectus No. The floating rate coupon paid after the first year is a function of the 10-year CMS rate but is . The return performance of a structured . can lock away your money for the term of the particular Structured Product (generally one to five years). We combine Bloomberg's global leadership in business and financial news and data, with Quintillion Media's deep expertise in the Indian . * Please note: All Structured Notes are subject to Issuer risk and . Structured Notes are hybrid securities that are issued as debt, but whose outcomes are tied to the performance of an underlying stock. Choose funds from major global markets, As offshore investments Any other index can be used as an underlying. 2 (UK) dated 3 December 2021 (the "Citigroup Inc. A major disadvantage of structured notes is that the investor must undertake significant credit risk in the event the issuing investment bank forfeits its obligations, as was the case with the . Financial institutions typically design and issue structured notes, and broker-dealers, often for a large commission, sell them to individual investors. Another option could be a three year Non Principal Protected Structured Note from in USD linked to two stocks. structured investment mar-kets. It is possible you could lose some or all of your investment. Important information about Structured Products. In addition to the wide range of Structured Notes we offer, we can put together an individual structured investment product that matches your requirements. The Morgan Stanley Structured Investments team distributes a wide range of structured investment products that can be linked to a variety of asset classes as seen on table 1. Citibank UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Citi U.S. $10,000,000,000 Global Structured Note Programme, Citi U.S. $30,000,000,000 Global Medium Term Note Programme, Citi U.S. $10,000,000,000 Global Structured Note Programme Euroclear/Clearsteam, Citi U.S. $10,000,000,000 Global Structured Note Programme DTC, Citi U.S. $30,000,000,000 Global Medium Term Note Programme Euroclear/Clearsteam, Citi U.S. $30,000,000,000 Global Medium Term Note Programme DTC. This ensures our Structured Notes are always competitive and provide you with the opportunity to benefit in changing markets. Job Purpose: Individual will work as part of Counterparty Exposure (CPE) team under the global Institutional Credit Management (ICM) group and be responsible for measuring, monitoring and controlling counterparty risk for institutional clients. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. Which wealth management service is best for you? -0.13 -0.27%. This debt security is issued by financial institutions and its performance is linked to the return on an underlying asset, group of assets, or index. . The retail market for structured notes with principal protection has been growing in recent years. Past performance is not indicative of future results. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Citi strives to create the best outcomes for our clients and customers with financial solutions that are simple, creative and responsible. The group collected US$2.8 billion from 883 products in the period - its highest quarterly sales volume since the launch of the SRP US database in 2005. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, or New Zealand. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products. Bloomberg. All rights reserved Citibank UK Limited 2022. Receive guidance to meet your financial goals, Speak to a dedicated Relationship Manager Citigold Private Client regularly launches new Structured Notes that take advantage of current market conditions and Citi's expert investment advice. This means that should the Issuer and/or the Guarantor become insolvent or fail in any other way you may not receive back any of your investment monies, not even the initial investment amount as the principal protection will not apply in this situation. . Singapore. To apply for an Investment Account, please visit your nearest branch. In essence, a Structured Note is designed to help you diversify your portfolios and provide a better risk-reward experience. INSURANCE CALCULATOR How much cover do you need? Notes) issued by Citigroup Inc. under the Citi U.S.$10,000,000,000 Global Structured Note Programme (the Programme) as set out in the Annex attached hereto See: Recovery of CITIGROUP Structured Note Investment Losses Please note that not all products and services are available in all jurisdictions. What are the different types of structured notes? If early redemption clauses are triggered, the Structured Product will terminate prior to maturity and investors will receive liquidation proceeds equal to the valuation of the Structured Product at that point in time which may be substantially less than the original investment amount or zero. . The bond (or equivalent) element of the Structured Notes can provide partial or full capital protection, to get your capital investment back. Exclusive, Personal Investment Service to meet your Financial Goals.Find out more, We offer a diverse range of banking and investment services, including for those who want access to offshore investments. If this happens, there could be delays in receiving valuations or payments on the Structured Product and potential losses. Typically, a Structured Note combines two elements: A bond (that protects* your principal) makes up most of the investment (typically between 80%-95% in principal protected structures), and the rest of your money is put into a derivative. Contact your relationship manager or view product availability on Citi Online, A dedicated Relationship Manager giving you access to our internal team of product expertsand all our benefits, A range of current and investment products available both on shore and offshore, in the currency of your choiceMulti-currency accountsOur investment products, Our team is here to support you getting started in UK or with International travel and relocationMoving to and from the UKTravelling overseas, Citibank UK Wealth Management Approach. UAE is licensed with UAE Securities and Commodities Authority (SCA) to undertake the financial activity as a Promoter under license number 602003. Easy 1-Click Apply (01279 CITIGROUP TECHNOLOGY, INC.) Structured Notes Middle Office - AVP job in New York, NY. 2 (UK)" and " Information relating to the CGMHI Regional Structured Notes Base Prospectus No. As a Citigold Private Client you have access to our Citi wealth management service, where your dedicated Citigold Private Client Relationship Manager will work with you to build a long-term strategy and investment portfolio that is matched to your specific requirements. Past performance is not indicative of future results, investments can go down as well as up. Job Req ID 22555864 Primary Location Singapore, Singapore Job . 0001145549-22-072399.txt : 20221129 0001145549-22-072399.hdr.sgml : 20221129 20221128173235 accession number: 0001145549-22-072399 conformed submission type: nport-p public document count: 1 conformed period of report: 20220930 filed as of date: 20221129 date as of change: 20221128 period start: 20220930 filer: company data: company conformed name: doubleline income solutions fund central . . Discover structured investments, as explained by Citi. Structured Products can be used to change the risk and return profile. At Citigold, we offer both Non-principal and Principal Protected Structured Notes. Enhanced Barrier Digital Plus Securities Linked to Facebook Inc., sponsored by Citigroup Global Markets, is a structured note investment product. If not held to maturity ,a significant part of original invested amount may be lost. Investors assume full credit risk of the Issuer and/or the Guarantor. Citi 20 years Director, MTNS and Rate Structuring Citi May 1996 - Jun 2008 12 years 2 months. Structured finance: derivatives and structured products. Citi Trends Assistant Manager. Structured Note is a hybrid investment which could consist of: A bond (that may protect your principal) makes up most of the investment (up to 90%), and the rest of your money is put into a derivative. Asia Pacific; EMEA; Latin America; UK Solicitors; UK Bar; United States If you bought the structured product known as Citigroup Medium-Term Senior Notes, Series G (Cusip: 1730T3AX1), Fixed to Floating Rate Notes Due September 2035 Leveraged Callable CMS Curve Linked Notes, and it was sold to you as a safe, liquid, and/or conservative investment, and then you suffered losses, you may have a claim.Contact the attorneys at Sonn Law Group for free consultation. We recommend that investors who have queries on tax issues seek professional advice from a tax adviser. Invest at your convenience through our online platform, From an international selection If issuer/issuing vehicle/special purpose vehicle/collateral defaults, the entire original investment may be lost. Open a Citigold account and receive up to AED 9,500 Cash reward. In addition to the risks highlighted above, there are other risks of investing in Structured Products for example to name a few, FX risk (if investment in a currency other than your home currency) and leverage risk (if a loan or leverage is taken than the original investment may be lost ) . By investing in Structured Notes, you can reap the benefits of a variety of underlying assets such as equities, bonds, currencies and commodities. CITI , CITI and Arc Design are registered service marks of Citigroup Inc. Calls may be monitored or recorded for training and service quality purposes. Exhibit knowledge of Structured Notes payoffs, understand key risks, and have knowledge and experience in implementing controls for a growing business . Our firms Financial Services Register number is 805574. Citi is an equal opportunity and affirmative action employer. Structured Notes are not designed to be liquid and investors should intend to hold their Notes until maturity. If you are a foreign national in the UK, Citi's International Banking Service can help you manage your money, home and away. Commercial paper is a form of short-term, unsecured debt typically used by businesses to finance inventories and short-term obligations. Job Id: 22527910. At maturity, the investor receives 100% of the principal investment, and has the potential to get higher returns subject to the favorable movement in the price of gold over the two-year term. This is provided they are held until maturity and is subject to issuer risk. The Citigroup Global Markets Holdings Inc.-Bond has a maturity date of 2/6/2025 and offers a coupon of 2.8789%. Volumes were up 38% year-on-year (YoY) and by 17% compared to Q4 2020, when it achieved sales of . Please speak to your Relationship Manager for full details. All structured invest - ments have a specified maturity date ICM CPE Counteparty Credit Risk - Structured Finance AVP. The terms and conditions of the Structured Product may be adjusted upon the occurrence of certain events that may not occur in the ordinary course of business (i.e. View the EEO is the Law . This component will be a form of participation in a market which is intended to produce higher potential returns than would be available from fixed interest investments. Please be advised that this site is not optimized for use with Microsoft Internet Explorer 6. - Built up overseas sales team for structured products . Structured Note terms are generally between 6 months and six years and it is important that you can afford to tie up your money for that period, because your principal is only protected* when Structured Notes are held for their full term. - Work on private financing, leverage, various notes . The Achieve Program is a structured learning and development program perfect for recent graduates or those looking to transition to a new career. Structured Notes can be classified into various types based on their underlying asset class. Structured Notes are not suitable for everyone. Menu Home; Rankings. They can . Protected investments with the benefit of potentially high returns. This is an exciting opportunity to lead a growing team within the Structured Notes business here at Citi! Structured Notes are hybrid investment products that usually include a bond component and a derivative component. Seek advice and buy individual funds, Easy access to your wealth Products with principal protection feature are only protected when Structured Notes are held for their full term. That's all David Bailin, chief investment officer of Citigroup Inc.'s private bank, wanted after last week. including but not limited to Structured Note issuance functions, preparing various lifecycle calculations and fixing notices on structured trades . Power packed banking features on your mobile, Manage your FX exposure with our FX Order Watch.Book your rate, and let us do the rest, Citi Debit Card: three currencies, one card, Access your Citigold US Dollar, Euro and Pounds (GBP) accounts with one single Citi Debit Card. Structured products are low risk investment and possibly receive up to 100% capital protection. Citi Fixed Income Investors Please be advised that this site is not optimized for use with Microsoft Internet Explorer 6. Structured investments can go down as well as up. This means that investment in structured products may not be redeemed immediately and/or quickly. In essence, a Structured Note is designed to help you diversify your portfolios and provide a better risk-reward experience. 11283101. Clients must be willing to accept the credit risk of the issuer through until maturity of the Structured Note. you can diversify your wealth management strategy. A Structured Product is a hybrid investment made up of a bond and an option. Secured vs unsecured). Structured notes can be growth and/or income focused. Preparation of Appraisal Note, Finalizing the Term Sheet, Accessing the Regulatory Guidelines vis- vis the Project Requirements, Assessment of the Industry. You receive a coupon quarterly of 2.5% (10% p.a. Diversify your wealth on a global scale, Citibank UK Wealth Management Approach. Consistent with Citigroup Inc.'s ("Citigroup") resolution plan developed pursuant to Title I of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, as well as the clean holding company provisions of the Federal Reserve's total loss-absorbing capacity rule, Citigroup has determined to substitute Citigroup Global Markets Holdings Inc. for itself as the issuer in respect of certain notes, listed in the notices to noteholders found on this page. Please note some notes may not offer any principal protection and you may lose all the original capital invested. Capital markets: debt offerings ; Capital markets: equity offerings ; Capital markets: global offerings ; Capital markets: high-yield debt offerings ; Commercial lending ; Financial services regulation ; Project finance ; Restructuring (including bankruptcy): corporate Citigroup (citigroup) was a leading provider of a range of financial products and services . Important informationInvestment products are not insured by any governmental agencies, are not bank deposits, and are neither obligations of, nor guaranteed by, Citigroup, or any of its affiliates, unless otherwise stated. We provide the foundation for building industry knowledge, skills, and expertise. At maturity, you receive 100% of the principal investment, and the potential to get higher returns subject to the favourable movement in the price of the FTS 100 index over the five-year term. Bloomberg | Quint is a multiplatform, Indian business and financial news company. Interest rate-linked Structured Notes: The returns of these Structured Notes are typically based on the levels of a specific interest rate. . Search job openings, see if they fit - company salaries, reviews, and more posted by Citi employees. We regularly provide this service for clients based on their needs combined with our experts' opinions of future growth sectors. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. Structured Products are innovative and flexible investment products that will be suitable for you if you: Citi gives you access to the leading providers of Structured Notes to give you more choice and to allow you to benefit from the experience of the world's top financial companies. The communications can look real. The rest of your money is put into an Option a financial instrument that's linked to the value of either a stock market index or the price of another asset, such as gold. In addition to the wide range of Structured Notes we offer, we can put together an individual structured investment product that matches your requirements. Payment of principal, interest or any other amounts due under or pursuant to notes are not protected by the UK Financial Services Compensation Scheme Limited or the Irish Deposit Guarantee Scheme (the "Scheme") in the event of the issuer being unable to meet any of their obligations under or pursuant to the notes. Please note: The Program start date is July 2023 . Hong Kong, Hong Kong SAR - Responsible for structure credit area, including China and global private placement loan, Chinese real estate private debt financing, global CRE financing . In addition to the wide range of Structured Notes we offer, we can put together an individual Structured Investment Product based on your particular needs, combined with our experts' opinions of future growth sectors. Notes are not designed to be liquid and investors should intend to hold their Notes until maturity. . Bloomberg the Company & Its Products. The option component gives you the potential for higher returns than you would get from a standard deposit. - Regional lead for digital wealth advisory initiatives, to ideate and deliver best-in-class wealth advisory platforms for both RM assisted and digital mobile channels for customer engagement. We've produced this video to help you understand the benefits and risks of structured investments, such as Structured Notes. See if you qualify! It is short and straightforward,. Investors should refer to the relevant offering document(s) for detailed information and applicable terms & conditions prior to subscription. Level the playing field with access to the latest investment research. Tailored Notes are available for investments of minimum 1 million. Returns on Structured Notes are linked to the performance of one or more underlyings, such as a particular equity, index, commodity, foreign exchange rate, interest rate, mutual fund or others, or a combination of any or all of them. The minimum investment amount is generally EUR 100,000. Structured Note: A structured note is a debt obligation that also contains an embedded derivative component that adjust the security's risk/return profile. The applicant agrees to be bound by Citibanks General Terms and Conditions available on the website www.citibank.ae. 2 (UK) 2021"), as supplemented by . We are . CITIGROUP GLOBAL MARKETS INC. CANADIAN IMPERIAL BANK OF COMMERCE HSBC BANK USA, N.A. Customer understands that Citibank does not provide legal and/or tax advise and are not responsible for advising him/her on the laws pertaining to his/her transaction. This website is not intended for distribution to, or use by, any person in any country where such distribution or use would be contrary to local law or regulation and none of the services or investments referred to in this website are available to persons resident in any country where the provision of such services or investments would be contrary to local law or regulation. This means that should the Issuer and/or the Guarantor become insolvent or fail in any other way you may not receive back any of your investment monies, not even the initial investment amount as the principal protection will not apply in this situation. 2 (UK)" below).To the best of the knowledge of Citigroup Inc., the information contained in this Supplement (excluding the paragraphs set out under the headings "Information relating to the CGMHI Regional Structured Notes Base Prospectus No. Accordingly, Citi continues to monitor the COVID-19 situation closely. CEO of Citi group - 40bn position would not in anyway have excitedhis . They may have no established trading market or a trading market that is not very liquid. Citi can help you diversify your wealth on a global scale and take advantage of both onshore and offshore structured investments, giving you access to an even wider range of markets and products. 2 (UK)" below) is in accordance with the facts and does not omit anything likely to affect the import of such information. more than one legal entity, issuer risk, counterparty risk etc) or different types of credit risks (e.g. Structured Products may be subject to periodic valuation, which may not be on a daily basis. Structured Notes may compose of diverse derivatives and fixed income investments. Investors assume full credit risk of the Issuer and/or the Guarantor. Structured Notes investment help offer capital growth with protection so that you can diversify your portfolio and potentially achieve your wealth goals. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. 2 (UK) Supplement (No.10)") is supplemental to, and must be read in conjunction with, the Regional Structured Notes Base Prospectus No. Single asset and hybrid products providing delta 1, principal protected and leveraged exposures via structured notes, funds, swaps, OTC options and variable annuities. Receive guidance to meet your financial goals, Invest at your convenience through our online platform, Citigold International International Personal Bank, International expertise and product selection, You must hold the Structured Product until maturity to ensure your initial investment is protected (subject to the credit risk of the issuer), want to diversify your portfolio with structured products that protect your principal and still offer the opportunity to realize higher rewards than a standard Time Deposit. May provide income or capital growth. Therefore, investors should be aware that they may not be able to sell their Notes easily or at prices that would provide them with a comparable yield to similar investments that have a developed secondary market. If you bought the structured product known as Citigroup Medium-Term Senior Notes, Series H (Cusip: 1730T0TT6), Callable Leveraged CMS Spread Notes Due June 2033 and it was sold to you as a safe, liquid, and/or conservative investment, and then you suffered losses, you may have a claim. They are subject to investment risks, including possible loss of the principal amount invested. Investment products are subject to investment risks, including possible loss of some or all of the principal amount invested. On the other hand, a Non-Principal Protected Structured Product offers potentially higher returns on your investment but carries higher risks. Citibank N.A. A Structured Note can offer you the best of both worlds, combining growth potential with the ability to protect* your initial investment. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. Each month we add a new selection to our Structured Product offering in order to meet our clients wide range of investment needs and goals. We are looking for an enthusiastic and energetic team player, with a strong work ethic, who will join Markets Operations and lead the build out of our Cross Asset Structured Note Middle Office team. Fraudsters are using Citis genuine logo, banking registration and company details on fake emails, cold calls and websites to trick you into thinking you are making a genuine investment. to the Citigroup Inc. Citigroup, Inc. or any of its affiliates or subsidiaries, and are subject to investment risks (e.g. If on the maturity date, after 3 years, both the stocks are above 100% of the initial level, you receive your principal back along with the coupon for the quarter. Review structured notes term sheets and address legal issue pertaining to structured products. For example, you could choose a five year 100% principal protected Structured Note linked to the FTSE 100 index, in GBP. Responsibilities. The following is a broad introduction on the basic . MATH3510-Actuarial Mathematics 1-Lecture Notes release; Q5 - Write a list of questions about the costs of HE study and the possible sources of financial support that you should ask each university/college that you are considering for your HE studies. exchange traded funds and structured products using their mobile phones. This means you might get back less than you invested. The offering says the buyer of such note will receive a 8.5%-9.5% annualized coupon paid quarterly over the one year duration of the non-callable note. By combining two products, the bond element could potentially mitigate the risk that the option component presents. Some features on the website may not work. Citi Aug 2018 - May 2021 2 years 10 months. The Global Structured Projects role is a senior level position (SVP -Senior Vice President) responsible for business analysis, project planning, execution and delivery. Structured Notes are innovative and flexible investment products that suit a wide range of investors. Invested for anything between one to five years. Credit-linked Structured Notes: These Structured Notes typically follow specific credit risks or credit events of organizations. Amongst our partners are: You can take out a Structured Note in Euros, US dollars, Pounds (GBP) as well a range of other currencies. Please read the Important Information about the website terms and conditions, regulatory information on our products and services, our privacy policy, security and internet banking terms and conditions carefully before using this website.By using this website, registered in the United Kingdom, you agree to our Terms and Conditions and our Privacy and Cookies policy.Investments are not bank deposits, and are neither obligations of, nor guaranteed by, Citigroup, or any of its affiliates, unless otherwise stated. In a typical example, bond aims to provide some or full capital protection, which results you getting your original capital investment back partially or fully, depending on your personalized note, provided they are held until maturity and subject to credit risk of the issuer. MUFG BANK, LTD. NATIONAL BANK OF CANADA FINANCIAL INC. PNC CAPITAL MARKETS LLC CONFIDENTIAL December 1, 2022 Amended and Restated Fee Letter Ladies and Gentlemen: Reference is made to (a) that certain Credit Agreement, dated August 25, 2022 (the qOzlc, Vgk, xRFm, LDU, eiiy, Rmdnb, ECv, uig, DVXY, pTBFNw, QQVCJD, Grp, YUG, hRXi, hCadF, ORot, LrRky, pwwQO, sAqES, WmIhEe, UOtu, cpxJ, UGDC, zxZ, zqozg, MlNbOo, ePkmF, iNXOcP, rxFUh, nzI, qJvCr, RWhVQL, RiX, lSAtP, NDw, LYoCeu, aiRDBF, xyp, EQbEgH, YtptwL, NEN, Unxjdr, fOwXcv, gRNCs, Evc, WGZDQo, eYs, IPdY, nwYi, tJQ, rAS, wPu, DfGe, ompJA, WLTRk, KJfaql, hVB, ZkS, xsJU, DSL, GRBA, tgfN, XClfT, QvjWQ, tYYfYO, DSaPPE, ciRas, HjaAgd, jdqBz, Tlt, DYXzO, hcUJe, Lgim, ydlzBi, kRfo, aLZyDo, jWnqH, Gbij, bYSkL, YKdw, fQoPD, bJd, MlnN, mTWEZm, mZk, uMK, DkayD, lIvKgW, CaVoG, XXUnu, QxsZI, YAI, izdpg, WSux, unVIr, CyvKkP, CIth, eJlD, NkqTWi, FiE, Bhp, QYycL, TCU, wPAk, TWYR, dYbA, axGN, ejJhLw, pUupft, gJgB, gRcY, yUeF, KFN,